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Tools & Calculators

Savings Estimator

Enter your deal details. We'll estimate what a dealership typically earns on an unrepresented buyer — and what you keep by hiring us instead.

Your Deal
Total loan or lease cap cost
$
1.50%
0.50%2.50%
Estimated Dealer Profit — Unrepresented Buyer
Rate Markup (Dealer Reserve)$3,150
F&I Product Markups$1,470
Vehicle Price Negotiation Gap$2,100
Estimated Total Dealer Profit$6,720
Your Negotiated Fee$1,000
Without Us
$6,720
Our Fee
$1,000
Estimated Net Savings
$5,720
You pay us $1,000. You keep an estimated $5,720 that would have gone to the dealer.
How We Calculated This

Dealer reserve is calculated as the interest differential from the rate markup over the loan term. F&I product markups reflect conservative industry composite data (NADA). Vehicle price negotiation gap represents the average delta between unrepresented retail buyers and prepared buyers using wholesale cost data with multi-dealer competitive leverage — estimated at 5% of vehicle price based on industry composite data. Actual savings vary by transaction.

Disclaimer: These estimates are for illustrative purposes only and do not guarantee specific savings on any individual transaction. Actual dealer profit, rate markups, and F&I product costs vary by dealership, lender, vehicle, credit profile, and market conditions. Negotiated LLC is not a lender, dealer, or financial advisor.

Ready to put these savings to work?

Tell us about your deal. An advisor will reach out within one business day to discuss how we can help you keep more of the money you'd otherwise leave at the dealer.

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